6-bed terraced for sale in Leeds LS6 — £250K | Dwelfy

⊞ View all 11

Pays on paper — one thing left to confirm

Let by the room, you'd make about £820 a month, if it can be let.

There is no EPC band we can cite for this address, and the band is what decides whether it may be let at all. The room rents rest on 7784 local room lets, so treat them as a guide. One month without a tenant wipes out about 4 months of that profit, so keep a buffer for gaps. It has been listed 154 days (about 5 months) without selling, which is your argument for offering less.

34, LANGDALE TERRACE, LEEDS, LS6 3DY ✓ Verified address

6 BED TERRACEDListed 154d · ~5mo

£250,000

Why it works

Monthly profit +£820/mo from completion — the no.1 reason to invest
This is the money left after the mortgage, the running costs and tax — not the rent.It assumes the rent we modelled and the empty weeks we assumed. Change either and it moves. Try your own numbers →
16.9% Rent by the room return before costs (net 10.34% after CapEx + bills) — conversion play
Letting by the room, after the conversion. The whole gap between this and the plain rent is the reason to do the work.It needs the rooms, the licence and — in an Article 4 area — planning permission. None of those is automatic. See the conversion →
12.0% a year over five years — a strong return on the cash you put in
Rent, mortgage paydown and price growth together, annualised over five years.It assumes 2% a year of price growth. Strip that out and most of the return is the rent. See the projection →
Passes the lender's rate test at 6.5% — lender-friendly
Lenders test the rent against a stressed rate, not the one you are quoted. This clears it.The cover level is each lender’s own policy, not law — treat it as the shape of the test. See the lender's view →

Why to be cautious

No EPC band on record — the rating decides whether you may legally rent it out
An F or G rating has made a property unlettable on new tenancies since April 2020, and every rent figure on this page assumes it can be let.Free to check on the government EPC register in under a minute — do it before you offer, not after.
Article 4 in area — Rent by the room conversion needs planning permission
The council has removed the automatic right to convert to a shared house here — it needs planning permission.It does not affect letting the property normally, and permission is often granted. It is a step, not a wall. See who decides →

What would have to be true?
Nothing — it works at the asking price
The rent covers the mortgage, the running costs and the tax at the £250,000 asked, so there is no discount this card has to name. A lower price would be upside, not a condition.
worked back from the rent

Is it a good location?
No school rated Good or better in this postcode area
1 school in this postcode area, none rated Good or better and flood risk checking… — open for the map, the schools and the rest.
Article 4Planning permission required to let by the room
postcode area, not this address

Ready to move on this property?

Generates an offer pack with your numbers & sources — take it to the agent.

Listing seen …

What if…

Rent room-by-room to 3+ unrelated tenants from 2+ households sharing facilities. Statutory HMO definition; mandatory licence kicks in at 5+ tenants.

You keep£820/mo

All-in cash£86,900

Payback8.8 yrs

Offer

Deposit

Mortgage rate

The dial above is the rate you would be quoted. Every figure on this page is worked at 6.70% — that rate plus a 0.75pp premium lenders add on a limited-company purchase.

Rent by the room

Double rooms

Rent per double

Single rooms

Rent per single

No single rooms in this mix yet, so nothing moves until you add one above.

£2,880/mo from 5 rooms — the rent on this strategy is the mix, not a figure of its own.5 doubles at £576

Ensuites and studios are Pro. They let for more and cost more to build, and the figures above exclude them entirely — nothing here is counting a room you cannot see.

Doing it up

Estimated, not surveyed — nobody has been inside.

Running costs come as one supplied figure for this house-share (letting, repairs, bills, insurance and empty weeks together), so the individual lines cannot be moved.

More assumptions5

Mortgage term

Fixed for

Stress rate

Solicitor + survey

Lender fees

Where these figures came from13

Offer the asking price£250,000Asking price from listing

Deposit a typical assumption25%Standard 75% LTV for HMO

Mortgage rate a typical assumption5.95%Specialist 5-year fixed at 75% LTV — 5.95% (as of 2026-05-20). 5.95% headline + 0.75pp limited-company product premium = 6.70% charged in this model.

Doing it up a typical figure, not a quote£1,500Per-property refurb estimate from the element rate-card model (£1,125–£2,100 range), VAT-inclusive

Double rooms a general default, not this property5

Rent per double a general default, not this property£576/mo

Single rooms a general default, not this property0

Rent per single a general default, not this property£518/mo

Mortgage term a general default, not this property25 yrs

Fixed for a typical assumption5 yrsFixed for 5 years (Specialist 5-year fixed at 75% LTV); after the fix the projection charges the reversion rate — a stated assumption, not a forecast.

Stress rate a typical assumption7.50%The higher of 5.5% and your rate + 2 points (PRA SS13/16): 7.5%

Solicitor + survey a typical figure, not a quote£2,150Standard house — £1,400 legal + £750 survey

Lender fees a typical figure, not a quote£4,7502% product fee on £187,500 loan + £1,000 booking fee

These are this page’s own derivation notes, unedited. A figure marked a typical figure, not a quote is our model of a cost for a property of this kind in this area — not a price anybody has given you, and the first thing worth replacing with a real one.

Notes

Auto-saves

Listed by

haart

0113 517 4178 View on portal

Asking price£250,000

More investment properties in Leeds

Every live listing in Leeds, ranked with the same maths as this page.

See Leeds ranked

Let by the room, you'd make about £820 a month, if it can be let.

What if I change my assumptions?The dialsAt the asking price, 25% deposit, 6.70% chargedChange any of these 13 and every card on this page changes with it. The 6.70% is the 5.95% quoted plus a company premium.◧ worked out from local rents

What will it cost me to buy?Breakdown£84,400 + refurb and conversion costs£21,900 of that never comes back — stamp duty, solicitor and lender fees.£84,400 to buy itdeposit · stamp duty · solicitor · fees~£2,500, unseen□ works not inspected

What would have to be true?Nothing — it works at the asking priceThe rent covers the mortgage, the running costs and the tax at the £250,000 asked, so there is no discount this card has to name. A lower price would be upside, not a condition.◧ worked back from the rent

Is the price right?The deedsLast sold for £215,000 in 2016Nothing nearby is comparable, but asking is 16% more than the £215,000 paid for it in 2016.□ this address’s own deeds, no comparable saleHM Land Registry Price Paid Data

Can we trust the rent?Rent evidenceNearby lettings, and none of them price letting it by the roomThe room rents rest on 7784 local room lets, so treat them as a guide.■ 26 whole-home lettings within 500 m□ does not price rent by the roomAdvertised rents on whole-home lettings

How big is it, really?The planThe rooms are on the plan; the total is notThe plan is on file; the floor area is not.□ no floor area published

More investment properties in Leeds

What would have to be true?
Nothing — it works at the asking price
The rent covers the mortgage, the running costs and the tax at the £250,000 asked, so there is no discount this card has to name. A lower price would be upside, not a condition.
worked back from the rent