There is no rent on file for this address, so nothing here can be priced from one.

What if I change my assumptions?The dials

At the asking price, 25% deposit, 6.25% charged

No rent is recorded for this address, so nothing here can be priced from one. Put a rent you believe into the calculator and every figure below moves with it.

Try your own numbersLive

You keep-£665/mo

All-in cash£112,500

PaybackNever

Offer−+

Deposit−+

Mortgage rate−+

Rent−+

Worked at 6.25% — 5.50% quoted plus a company premium.

□ no rent on file

What will it cost me to buy?Breakdown

£40,500 + refurb costs

£10,500 of that never comes back — stamp duty, solicitor and lender fees.

~£72,000

deposit · stamp duty · solicitor · feeswe haven’t been inside

£40,500 to buy it

□ works not inspected

What would have to be true?

We cannot price this without a postcode

Which purchase tax applies — stamp duty, LBTT or land transaction tax — is decided by the nation the address sits in, and this listing carries no postcode to resolve it. Rather than assume England and then price to the pound off it, this card does not answer. The agent can give you the postcode.

□ no postcode on the listing

What to know before you offerThe checks

Every tenancy here is periodic, with no Section 21 to end it

Tenancies are now periodic, with no Section 21 — budget a longer void.

1 problem found · 6 we could not check · 2 do not apply to this property

■ from the Renters’ Rights Act 2025record last updated 22 Sep 2026

Which strategy wins?

No rent on file, so nothing can be ranked

No rent is recorded for this address, so nothing here can be priced from one. Put a rent you believe into the calculator and every figure below moves with it.

□ no market renta comparison needs a rent for every way of letting it

What would you walk away with, after 5 years?The five-year sums

−£66,152 after five years on the cash you put in, before tax on the sale

Less than the same cash would have made in a savings account, after tax on the interest. The savings account’s capital is not at risk; the property’s is. A fall of about 45% in the price would leave nothing from a sale after selling costs, and you would still owe the lender any shortfall. That is the £112,500 you put in. The 5-year fix runs past this 5-year hold, so the rate reset comes after it.

−£112,500+£184,161−£4,604−£90,000−£43,209−£66,152

Cash you put inSale valueSelling costsMortgageRent lossesYou are down

◧ 2.0%/yr growth assumed